No collateral pledged
A personal loan is unsecured, so no asset is placed as security against it.
Personal Loan
Personal Loans
Need funds for addressing your immediate financial needs? ANG-FINTECH helps you find a suitable personal loan across our network of partner banks and NBFCs.
Overview
A personal loan for whatever life needs
A personal loan is an unsecured loan — you do not pledge any asset as security. That makes it a common way to cover an immediate requirement such as a wedding, a medical expense, education costs, travel or consolidating existing dues.
ANG-FINTECH is a loan facilitator. We take your requirement, help you understand where you fit, and connect you to a lending partner from our network. The loan itself is sanctioned and disbursed by that bank or NBFC on its own terms.
Why this product
What a personal loan gives you
Flexible end use
Weddings, medical costs, education, travel, home improvement or consolidating dues.
One profile, many lenders
We match your profile against our network of partner banks and NBFCs rather than a single lender.
Guided paperwork
An advisor walks you through the KYC, income and employment documents before submission.
Eligibility Criteria
Are you eligible?
If you meet the basic criteria below, you are eligible to apply for a personal loan.
- Nationality should be Indian.
- Minimum age: 21 years and maximum age: 67 years.
- Employed with a public, private or MNC organisation.
- CIBIL score should be 750 or higher.
- Monthly salary starting from Rs. 22,000 (based on the city you are living in).
Documents Required
What you will need to submit
Below are the documents required for completing your application process.
- KYC documents
- Aadhaar Card
- Voter's ID
- Passport
- PAN Card
- Salary slips of the last 3 months
- Employee ID card
- Bank account statements of the last 3 months
Quick Loan Process
How your application moves
Five steps from first conversation to disbursal. Timelines and the final decision rest with the lending partner.
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Talk to an Expert
Tell us what you need and an advisor helps you shortlist a suitable lender.
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Submit your documents
Share your KYC, income and product-specific paperwork.
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Verification
The lending partner reviews your profile and validates the documents.
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Loan processing
Your application is processed by the partner bank or NBFC.
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Disbursal
On approval, the sanctioned amount is released as per the lender’s terms.
More from ANG-FINTECH
Explore our other loan products
Six core products, sourced across our network of partner banks and NBFCs.
Get a personal loan with ANG-FINTECH
Talk to an advisor about your requirement and we will help you find a suitable lending partner from our network.